1. What is BHIM-UPI ?

“BHIM UPI” allows account holders of Banks participating in UPI to send and receive money from their smartphones with a virtual payment address (UPI ID) which is the identifier. No additional details are required to be used other than the Virtual payment address.

2. What is a Virtual Payment Address (VPA)?

“Virtual Payment Address” is a virtual id that takes a form of uniqueid@upi wherein “uniqueid”is a unique name that you can choose for yourself. BHIM UPI app gives customers the option to create any number of virtual addresses so that they can use the virtual address for making and receiving payments and transacting with UPI integrated merchants. Eg: ramesh@upi, 96xxx2x15@upi.

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