Age: 21 to 60 years
Permanent employees of State/Central Govt., Public Sector Undertakings, Corporations, Private Sector Companies and reputed establishments.
Professionals, self-employed and others who are income tax assessees and persons engaged in agriculture and allied activities.
Net annual income Rs.5,00,000/- and above
Net monthly income should be at least 2 times of EMI
Self Employed and Professionals:
Net annual income Rs. 5,00,000/- and above for the last year as per Income Tax Return. For agriculturists the annual net income should be arrived at by branches based on the nature of their activity (i.e. farming, dairy, poultry, orchards) land holding, cropping pattern, yield etc. and average level of income derived there from in the area.
Persons engaged in agriculture and allied activities:
as for self- employed and professionals except that income tax return will
not be required.