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  M.G.B Kisan gold  Card

 

Objective

The main purpose of the Kisan Gold Card is to invest in improvement of agriculture land, water resources , Agriculture Machinery and tools, stock and sheds etc.

Eligibility

All the Farmers (Kisans) with good Track Record with Bank

Loan Limit

1.loan amount is 5 times of the annual agriculture income.

2.50% of the mortgaged land's value.

besides the above said facts the loan amount must not exceed 10 lacs.

Margin

10 % of the Project Cost

Security

1.Charge on the goods financed by the Bank

2.Mortagage of the land valuing 200% of the loan amount

Interest

Up to 2 Lac's       - 11.75%

From 2 Lac's to 5 Lac's - 12.75 %

More than 5 Lac's - 13.75 %

Repayment

 6-7 years in equal half yearly installments.

                                                                                        

 
 
 
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 Agriculture Debt Waiver

 

The List of Debt Waiver customers of Malwa Gramin Bank.
               
 Click for the List >>

   

 

 

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